Financial Tools
Mortgage Calculator
Adjust Your Numbers
$800,000
$100K$5M
20% ($160,000)
5%50%
4.04%
25 years
Your Estimate
Total Monthly Payment
$3,842
per month
Mortgage Payment$3,392/mo
Property Tax$300/mo
Insurance$150/mo
Mortgage Amount$640,000
Total Interest Paid$377,692
Total Cost of Ownership$1,152,692
Estimated Income Required
$144,087/year
Based on 32% Gross Debt Service ratio
Current Mortgage Rates (as of June 2026)
3.35%
Variable
4.69%
1-Year Fixed
4.04%
3-Year Fixed
4.04%
5-Year Fixed
Rates shown are approximate and sourced from Ratehub.ca. Actual rates vary by lender and qualification. This calculator is for estimation purposes only — consult a licensed mortgage broker.